Property Loan
Property Loan

If you are looking to buy, re-finance an existing loan, or cash-out on your property's equity, we are able to help.

We are able to assist you to make an informed decision by giving you a free valuation on your property with the following information:

  1. Address
  2. Floor size
  3. Remaining lease of the property

Case study: How much can I cash out?

  1. Property valuation: S$1,000,000
  2. Outstanding with bank: $500,000
  3. Loan-to-value: 80%
  4. Loan amount = $1,000,000 x 80% = $800,000
  5. Cash out amount = $800,000 - $500,000 = $300,000

Key Benefits

Commercial property for own use: 80%

Commercial property for investment: 70%

Repayment period: Up to 25 years

Choice of fixed or SORA pegged loan packages to suit your needs.

As the rates keep changing, do reach out to us to enquire the rates.

Second charge property loans are loans secured on your property from another lender other than your current lender.

These are suitable for borrowers looking to cash out on equity on their property on a short term basis.

Reach out to us for advise to find out if this kind of loan is suitable to your needs and financial situation.

Typical loans are repaid through regular principal and interest payments on a monthly basis.

However, if you are looking to reduce your current monthly obligation, you can consider an interest servicing loan, here you only pay interest on the loan amount.

Reach out to us for advise to find out if this kind of loan is suitable to your needs and financial situation.


Who can apply:

  • Local company, registered and physically present in Singapore
  • At least 30% Singapore or PR shareholding
  • Annual revenue of the company not more than S$100 million or not more than 200 employees

  • Documents required to apply:

  • Latest 6 months bank statement
  • Latest 2 years Audited / Unaudited financials or latest management accounts
  • Letter of offer from current financier
  • Loan outstanding statement from current financier
  • Copy of NRIC for all directors and guarantors
  • Copy of last 2 years Notice of Assessment for all directors and guarantors

  • How long does it take to approve?

  • It can be approved as fast as 48 hours
  • Enquire Our Service

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